Peer-to-Peer Finance is bringing much-needed new competition and choice to the banking market in the UK providing funds to creditworthy individuals and businesses.  Through peer-to-peer lending and invoice finance platforms, businesses and consumers can ‘rely on each other‘ for lending and borrowing services, providing lenders and investors with attractive rates of return, and credit worthy borrowers with competitive access to finance.

The P2PFA represents over 90 per cent of the alternative financial services market in the UK including peer to peer lending to consumers and businesses and invoice finance funding for small businesses. The P2PFA’s membership currently comprises: Zopa, RateSetter, Funding Circle,Thin Cats, LendInvest, Madiston LendLoanInvest, MarketInvoice, Lending works and Landbay (please see our members page for more details). The P2PFA requires members to operate by a strict set of rules in order to promote high standards of conduct and consumer protection.

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